While using Data Zoo IDU Web Portal or IDU API services, you may have noticed both safeHarbour and safeHarbourScore being returned.
What is Safe Harbour?

As part of many AML / CTF regulations and legislation, a Safe Harbour procedure is required for ID verification.  The procedure involves verifying the individual against two independent data sources to reach a high confidence that the person is who they claim they are. 

API

The following is a JSON response example. As you can see on Line 7, the safeHarbour parameter is returned with a 'false' value which indicates that Safe Harbour has not been achieved. 


The Safe Harbour Matching Score (i.e.. "safeHarbourScore") is determined by the following logic:


M1 = Match on full name, address and DOB

M2 = Match on full name and DOB

N1 = Match on full name and address

None = No match


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